Reinstatement of a policy that has lapsed or has past the opt-back period will require a health declaration and underwriting. The timeframe for reinstatement or opt-back and requirement for underwriting differ depending on your policy status.
Policy status | Reinstatement or opt-back period | Require underwriting |
|
Within 255 days from the renewal date | Yes |
|
Within 30 days from the date the request was processed | No |
After 30 days from the date the request was processed and within 255 days from the renewal date | Yes |
Follow our guide to reinstate your GREAT CareShield or ElderShield supplementary plan.
How to reinstate your policy
- Email and post
- Customer Service Centre