Running your day-to-day household and family needs can be hectic without the help from a domestic helper. You’ll want to ensure that she is well covered against any accidents and you are protected from your liability as her employer.
GREAT Maid Protect provides the financial assurance against unplanned expenses in the event your domestic helper meets with an accident, falls ill or passes away unexpectedly. You are financially protected against claims arising from injury or disease or from third party due to her negligence. With this plan, you can enjoy peace of mind throughout her service period.
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Select from our four comprehensive plans that provide up to S$90,000 in reimbursement of hospitalisation and surgical expenses*, including overseas medical emergencies and communicable diseases such as COVID-19.
Enjoy 24/7 financial protection of up to S$60,000 for accidental death or permanent disability and up to S$3,000 in outpatient medical expenses incurred by your helper at a general practitioner or a polyclinic due to an accident.
Receive compensation of up to S$10,000 to cover repatriation cost to your helper’s home country in the case of her death or permanent disablement due to accident or illness.
Get up to S$50,000 to shield your finances from claims arising from injury or disease sustained by your helper; and with up to another S$50,000 against claims from third party due to her negligence.
Yes, the hospital and surgical expenses will extend to cover communicable diseases which include Influenza A flu virus (H1N1), Hand Foot and Mouth Disease (HFMD), Severe Acute Respiratory Syndrome (SARS) and Tuberculosis.
This is an MOM requirement. MOM requires all insurance and bond to have an additional 2 months of cover so that in any event / reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.
Yes, you are covered for outpatient treatments up to the sum insured provided that they are a result of injury.
For Nanny and Silver plans, if the total amount of hospital and surgical expenses you claim is more than $15,000 in a policy year, you must pay a co-payment as shown in the table below.
Co-payment table
| Hospital and surgical expenses | Co-payment |
| Up to $15,000 | None |
| Above $15,000, up to the limit shown in the schedule | 25% of the amount being claimed |
| Cancellation Period | Amount Refunded |
| Within 60 days | 80% of Premium |
| 61 days to 120 days | 50% of Premium |
| 121 days to 180 days | 30% of Premium |
| 181 days to 270 days | 20% of Premium |
| 271 days onwards | No Refund |
Yes, we will cover any hospital and surgical expenses incurred outside of Singapore with your permission) when they suffer an injury or illness which results in a serious medical condition, and a medical practitioner confirms that the insured person needs emergency medical treatment in order to prevent death or serious immediate or long-term health problems.
If you cancel your GREAT Maid Protect policy prior to end of insured period, you will be entitled to refund of premiums accordingly (subject to no claims made to the policy): If the policy is cancelled before the date the cover starts, we will refund the premium you have paid, less an S$25 administration charge.
Cancellation Period
|
Amount Refunded
|
Within 60 days
|
80% of Premium
|
61 days to 120 days
|
50% of Premium
|
121 days to 180 days
|
30% of Premium
|
181 days to 270 days
|
20% of Premium
|
271 days onwards
|
No Refund
|
We are happy to help you.
Information correct as at 21 March 2024.
