Your protection needs will vary as you journey through different phases of life. That’s why it’s great to have a plan that gives you the flexibility to customise your coverage to protect yourself and safeguard your family – starting today and into the future.
GREAT Flexi Protect Series 3 not only lets you choose from three regular premium whole life participating plans, it also gives you the option to enhance your protection with riders to multiply the sum assured or add-on critical illness coverage, so that you can provide an even wider financial safety net for your family.
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Enjoy a potential increase in your protection value from non-guaranteed bonuses with each policy year, from your selection of one of our three base plans.
Have the flexibility to multiply1 your protection value up till age 100 with our optional riders.
Choose from different premium terms to match your financial commitment, be it 20 years or till you’re 55 or 65 years old - while continuing to enjoy protection for life.
Get additional payouts for medical conditions covered under the Special Benefit, Juvenile Benefit, Senior Benefit and Benign Tumour Benefit2.
| Coverage | Base Plans | Choice of up to 3 optional riders | ||||
| GREAT Flexi Protect 3 | GREAT Flexi Living Protect 3 | GREAT Complete Flexi Living Protect 3 | Term Multiplier Rider 3 | Living Multiplier Rider 3 | Complete Living Multiplier Rider 3 | |
| Death, Total and Permanent Disability, Terminal Illness | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Accidental Total and Permanent Disability | ✔ | ✔ | ✔ | |||
| Critical Stage of Critical Illness | ✔ | ✔ | ✔ | ✔ | ||
| Early and Intermediate Stages of Critical Illness | ✔ | ✔ | ||||
| Additional Benefits: Special Benefit, Juvenile Benefit, Senior Benefit, Benign Tumour Benefit | Only for Angioplasty | ✔ |
Only for Angioplasty | Only for Angioplasty | ||
| COVERAGE | BASE PLANS | CHOICE OF UP TO 3 OPTIONAL RIDERS | ||||
| GREAT Flexi Protect 3 | GREAT Flexi Living Protect 3 | GREAT Complete Flexi Living Protect 3 | Term Multiplier Rider 3 | Living Multiplier Rider 3 | Complete Living Multiplier Rider 3 | |
| Death, Total and Permanent Disability, Terminal Illness | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Accidental Total and Permanent Disability | ✓ | ✓ | ✓ | |||
| Critical Stage of Critical Illness | ✓ | ✓ | ✓ | ✓ | ||
| Early and Intermediate Stages of Critical Illness | ✓ | ✓ | ||||
| Additional Benefits: Special Benefit, Juvenile Benefit, Senior Benefit, Benign Tumour Benefit | Only for Angioplasty | ✓ | Only for Angioplasty | Only for Angioplasty | ||
The premium rates for GREAT Flexi Protect 3 and Term Multiplier Rider 3 are guaranteed.
We are happy to help you.
1 Subject to the maximum coverage allowed.
2 Special Benefit (including Angioplasty and Other Invasive Treatment For Coronary Artery), Juvenile Benefit (for an insured child up to age 18), Senior Benefit and Benign Tumour Benefit are applicable to GREAT Complete Flexi Living Protect 3 only. Please refer to the Product Summary for the list of conditions covered.
3 Rounded down to the nearest dollar. Premium rates for Living Multiplier Rider 3 and Complete Living Multiplier Rider 3 are not guaranteed and may be adjusted based on future experience of the plans.
4 The non-guaranteed bonuses accumulate with each policy year and end when the basic sum assured is fully claimed.
5 Subject to the applicable benefit limit for Angioplasty and Other Invasive Treatment For Coronary Artery.
*The non-guaranteed benefits are illustrated based on the illustrated investment rate of return (IIRR) of the participating fund at 4.25% p.a.. At IIRR of 3.00% p.a., the non-guaranteed bonuses would be S$31,143. The actual benefits payable may vary according to the future performance of the participating fund. Figures illustrated are rounded down to the nearest dollar.
All ages specified refer to age next birthday.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of these insurance plans are specified in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and the Chinese versions, the English version shall prevail.
Information correct as at 26 July 2023.
