General Insurance

We have a broad range of business protection plans that provides important coverage to keep your business protected at all times against the unforeseen.

 

Business security plays a critical role in ensuring uninterrupted and worry-free operations. However, being extra careful at work or with your property is not enough. You need to anticipate and take the necessary measures to minimise damages and/or losses caused by unforeseen circumstances, such as natural calamities, work-related accidents, liabilities and fraudulent acts by dishonest employees.

With BizSupreme, you and your assets will be covered against such financial strains.

BizSupreme protects you from financial risks
BizSupreme is specially designed to protect your business against a wide array of perilous occurrences. Should fire, lightning, flood or any other disasters interrupt your business, you can be assured that BizSupreme will keep your business running.

BizSupreme gives you comprehensive protection
With the Standard Plan, some of the benefits are as follows:

• Fire & extraneous perils
  Protects you against physical loss of or damage to your contents, furniture fixtures and fittings as a result of fire, lightning and other perils such as earthquake, flood, riot and strike, malicious damage and sprinkler leakage.

• Theft & hold-up
  Covers you against physical loss of/or damage to your contents, including stock-in-trade as a result of theft by forcible or violent entry.

• Daily benefits
  In the event that you are unable to continue doing business due to loss of/or damage to your insured property, a specific amount is payable to you each day.
  
  The following extensions are also given under this section:
      a. Business interruption due to food and drink poisoning
      b. Denial of access

• Public liability
  Covers your legal liability for accidental bodily injury or property damage to a third party arising out of your business operation.

• Money insurance
  Covers you for loss of money when it is kept within your business premises or while in transit anywhere in Singapore. The money insurance also covers the loss of money kept in proprietor's/partner's/director's residence in the event of theft or attempted theft.

• Plate glass
  Covers the breakage of fixed glass in your business premises.

• Personal accident
  Applicable to directors/sole proprietors/partners. This section provides compensation in the event of death or permanent disablement, including medical expenses incurred in the event of an accident.

Further reading

• BizSupreme Eateries Package
• BizSupreme Education Package
• BizSupreme Office Package
• BizSupreme Retail Package
• BizSupreme Wholesale / Light Industrial Package

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