Prestige Harvest
Prestige Harvest | Universal Life Insurance Plan
Leave a lasting legacy. Enjoy your golden years.
Build on your success for future generations while enhancing your wealth to achieve your financial goals today. With Prestige Harvest, a US Dollar1 denominated universal life plan, you can choose between a single premium plan or regular premium plan with premium payment term ranging from 2 to 10 years while receiving lifetime coverage against Death and Terminal Illness.
If you are a business owner, you can also protect your business from the unforeseen to ensure its continued success.
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Key benefits
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Enhance your wealth
Enjoy a fixed and guaranteed crediting rate for the first 3 years2 . In addition, receive loyalty crediting rates from the 11th year onwards.
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Distribute your wealth according to your wishes
Create an immediate estate worth at least USD 0.5 million1. Enable your loved ones to build on your success.
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Protect your business
Safeguard your business interests with essential liquidity or funding should you unexpectedly lose your business partner or keyman.
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Flexibility to meet your needs
Choose between a single premium plan or regular premium plan with premium payment term from 2 to 10 years; and have the option to make a partial withdrawal3 or full surrender4 should the need ever arise.
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Representative serve you
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Understand the details before buying
1 Please be aware that if the US Dollar is not your home currency, you will be exposed to foreign exchange volatility risk. Other terms and conditions apply.
2 The crediting rate is fixed and guaranteed for the first three years. Thereafter, it will be based on the prevailing rate determined by the Company.
3Subject to applicable terms and conditions and charges. From the 11th policy year to 15th policy year, you may withdraw up to 5% of the policy's account value annually without incurring any withdrawal charges. For such partial withdrawal, the sum assured will not be reduced.
4Subject to surrender charges.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Information correct as at 3 October 2022.