Travel For More+ | Travel Insurance

General Exclusions

1. War, radiation or contamination by radioactivity, nuclear weapons material.

2. Nuclear, chemical or biological terrorism.

3. Pre-existing physical or medical conditions, physical or mental defects or infirmity.

4. Childbirth, pregnancy, miscarriage or any complications thereof.

5. HIV and/or HIV related illness including AIDS, and any communicable diseases which require quarantine by law (except as provided under the COVID-19 Benefits Extension).

6. Self-inflicted injury and provoked murder or assault.

7. Suicide or attempted suicide while sane or insane.

8. Motor sports rallies or competition, speed testing, reliability trials or racing of any kind other than on foot, professional or semi-professional sports.

9. Flying or any aerial activities otherwise than as a fare-paying passenger in a common carrier provided and operated by an airline or air charter company which is duly licensed for the regular transportation of fare-paying passengers over an established air route.

10. Serving in any branch of the armed forces or fire-fighting services or agencies (whether voluntary or otherwise) including police of any country or international authority (whether in time of peace or war).

11. Criminal or illegal activities.

Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.

You and your spouse must be between 18 and 80 years old. Your children must be aged between 3 months and 18 years old (or 23 years old, if they are in tertiary education). Travel For More is only applicable to Malaysians, Malaysian permanent residents or work permit holders who are legally employed in Malaysia.

In addition, you must ensure that the following requirements have been fulfilled in order to be covered under the COVID-19 Benefits Extension (applicable to Overseas Travel (Plan C) only):

- you must be fully vaccinated as prescribed in the vaccination certificate issued by the Government of Malaysia or your country of residence; and
- you must adhere to the latest travel requirements and guidelines issued by the relevant government of every country you will travel to and transit through, which includes your departure country, your transit country, and country of your destination.

You can only purchase one such Policy for the same journey, where each trip must begin and end in Malaysia. The maximum period for any one journey shall not exceed 90 consecutive days.

You are advised to note the scale of benefits for death and disablement in your insurance policy. You must nominate a nominee and ensure that your nominee is aware of the personal accident policy that you purchased. To effect payment of claims to the intended trustee(s)/nominee(s), you are required to submit to us the duly completed appointment/change of nominee(s)/trustee(s)’ form in hardcopy within 30 days of your purchase.

The Policy shall be interpreted in accordance with the law and jurisdiction of Malaysia. In the event of claim, please contact any GEGM branch and submit all original receipts, invoices and other relevant documents. The Description of Benefits is brief summary for your easy reference. The detailed terms and conditions are available in the Policy contract.

This material is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for more important features and benefits of the plan before purchasing the plan. For further information, reference shall be made to the terms and conditions specified in the Policy Contract issued by GEGM. The terms “GEGM” and “We” shall refer to Great Eastern General Insurance (Malaysia) Berhad.

For more information, please contact your Great Eastern General Agent or Customer Service Careline at 1300-1300 88.