As part of Bank Negara Malaysia’s (BNM) ongoing efforts to ensure that all Insurance and Takaful industry players uphold their commitments and deliver services as outlined in their Customer Service Charter (CSC), both BNM and the Boards and Management Committees of the Associations (MTA/LIAM/PIAM) have approved the appointment of NielsenIQ Malaysia as the research agency to conduct the Customer Satisfaction Survey (CSS) 2024/25. Please visit our Announcement page for more information. 

Group Multiple Benefits Insurance Scheme (GMBIS) | Simplified Underwriting

Coverage up to RM60,000 for RM30 – RM45 per month with RM50 cashback voucher (SPIF Subsidy)

Get comprehensive coverage against loss of life, total and permanent disability, 45 critical illnesses, accidental death, funeral expenses and hospital income benefit. Get an extra RM50 cashback voucher under the SPIF programme. No medical check-up, 4 simple questions, sign up online today!


The SPIF programme is an initiative by the Life Insurance Association of Malaysia to establish a *RM5 million fund to encourage youth and young families to purchase life insurance.  It is also aimed at encouraging first time buyers of life insurance protection.

Download product brochure i-Mula 50 Flyer

Key Benefits

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    Coverage up to RM60,000 for RM30 - RM45 per month

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    Covers 45 critical illnesses & more

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    2X payout for personal accident

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    RM20 daily hospitalisation income benefit

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    Flexible cash withdrawal by redemption of units¹

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    Protection until 65 years next birthday

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    Extendable coverage for spouse and children

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    Same premium rate for all ages

Table of Benefits - Group Multiple Benefits Insurance Scheme (GMBIS) - Simplified Underwriting

How GMBIS Simplified Underwriting works

Eligibility

  • Member and spouse: Age 19 - 60 years next birthday
  • Children: Age 30 days - 23 years next birthday (not working, not married and full-time student)
  • Coverage for spouse / children can only be extended if an Assured Member (employee/members) participates in the scheme

Policy maturity

Participation up to age sixty-five (65) years next birthday

Contribution method

Payment mode: Monthly only
Payment method: Credit / debit card

1. Apply now through https://greatmultiprotect.com/gss315-spif/

2. Fill in your details & complete your payment.

3. Receive your RM50 cashback voucher after your policy has been inforced. Cashback will be sent to your email address within 6 weeks after your policy has been inforced.

Understand the details before buying

Simplified Underwriting and Acceptance is subjected to terms and conditions

The cash value is not guaranteed and depends on the performance of the fund

The product information above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life Assurance (Malaysia) Berhad.

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