Protect your house and belongings againts fire, flood, lightning and more.
Ensure your property and belongings are under protection from theft with actual forcible and violent breaking into or out of a building.
Covers your monthly mortgage loan installment in the event that your house is deemed temporarily uninhabitable and necessary to be reinstated.
Protect your household goods and personal effects that you purchased within thirty (30) days caused by any of the perils
Covers either lost rent (for owners) or extra living expenses (for renters) while your home is uninhabitable.
1) Kindly note that :
•You must ensure that your property is insured at the appropriate amount taking into account the renovations made to your property.
•You may select to insure your building on full cost of rebuilding or Reinstatement Value Basis which include architects and surveyors fees, cost of removal of debris and meeting any new building regulations or by laws (like submitting plans for approval).
•The sum insured must be monitored and reviewed regularly representing the full value in order to avoid under-insurance otherwise claims settlement will be on Average Basis. We shall not be liable to pay the full loss but only that proportion of the loss which the amount insured for.
2) This policy does not cover certain losses, such as:
• loss or damage to household contents, unless coverage is extended to include the same;
• loss or damage due to subsidence, landslip, riot, strike and malicious damage - unless with additional premium;
• war, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war;
• mutiny, civil commotion assuming the proportions of or amounting to a popular rising, military rising, insurrection, rebellion, revolution, military or usurped power;
• acts or terrorism committed by a person or persons acting on behalf of or in connection with any organisation; and
• loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constitued authority.
Note: Terms and conditions apply.
Impact of Movement Control Order on Fire Policy Coverage from Persatuan Insurans Am Malaysia. Click here for more details.
This page is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed imporant features and benefits of the plan before purchasing the plan. For further information, reference shall be made to terms and conditions specified in the Policy Contract issued by GEGM.
The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.
Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.
Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).
Alternately, you may email us at gicare-my@greateasterngeneral.com.