As part of Bank Negara Malaysia’s (BNM) ongoing efforts to ensure that all Insurance and Takaful industry players uphold their commitments and deliver services as outlined in their Customer Service Charter (CSC), both BNM and the Boards and Management Committees of the Associations (MTA/LIAM/PIAM) have approved the appointment of NielsenIQ Malaysia as the research agency to conduct the Customer Satisfaction Survey (CSS) 2024/25. Please visit our Announcement page for more information. 

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Home Insurance | Houseowner/ Householder

Safeguard your valuable assets with our essential protection.

Protect what matters most. Choose the coverage that's right for you: home building, contents, or both. Our comprehensive HouseOwner/HouseHolder home insurance covers a wide range of events, including fire, water damage from piping, vehicle impact, theft, and natural disasters (especially floods).

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Key benefits

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    Insured Perils Cover

    Protect your house and belongings againts fire, flood, lightning and more.
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    Theft Protection

    Ensure your property and belongings are under protection from theft with actual forcible and violent breaking into or out of a building.
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    Water Damage Protection

    We will cover your water damage such as bursting or overflowing of domestic water tanks or pipe.
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    Impact damage by road vehicle or animals

    Get covered for impact damage by any road vehicle crashing into your property or unexpected damage caused by an animal.
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    Unoccupancy in excess of 90 Days (Due to Theft)

    Have a piece of mind as your belongings are still under protection even when your house has been unoccupied for more than 90 days.

How Houseowner/ Householder works

Houseowner Household table Houseowner Household table Houseowner Household table Houseowner Household table Houseowner Household table

Understand the details before buying

This policy does not cover certain losses, such as:

• Loss / damage to household contents; (if it is a Houseowner policy)

• Loss / damage due to subsidence, landslip, riot, strike and malicious damage.

• War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war.

• Mutiny, civil commotion assuming the proportions of or amounting to a popular rising, military rising, insurrection, rebellion, revolution, military or usurped power.

• Acts or terrorism committed by a person or persons acting on behalf of or in connection with any organization.

• Loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority.

Note: Terms and conditions apply.

Impact of Movement Control Order on Fire Policy Coverage from Persatuan Insurans Am Malaysia. Click here for more details.

This page is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed imporant features and benefits of the plan before purchasing the plan. For further information, reference shall be made to terms and conditions specified in the Policy Contract issued by GEGM.

The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.

Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.

Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).

Alternately, you may email us at gicare-my@greateasterngeneral.com.