GREAT Treasure Gift | Life Insurance for Senior without medical underwriting
GREAT Treasure Gift | Life Insurance for Senior without medical underwriting
Reach for Great with protection that cherishes your golden years
Exclusive offer from 1 April 2025 till 31 May 2025
Your golden years are called ‘golden’ for a reason — after years of building a stable life and ensuring happiness for your family, it’s time to sit back, relax, and savour the fruits of your hard work. That’s where GREAT Treasure Gift comes in: a protection plan specifically crafted to embrace this chapter of your life.
Combining essential life protection together with guaranteed returns at maturity, GREAT Treasure Gift empowers you to celebrate even more milestones, with even more confidence. We’ve also made the application process a simple one with no health questions asked. This way, you can fully relish the freedom to explore new horizons, knowing that your loved ones are cared for.
It’s our way of being there for you, so you can focus on what truly matters: cherishing the moments that make life truly GREAT.
View Product Brochure
Key benefits
-
Guaranteed acceptance with no medical underwriting
Enjoy hassle-free enrolment even at an advanced age, with no health questions asked1!
-
Guaranteed money back of 108% total premiums paid at maturity
Receive 108% of your total premiums paid without interest when your policy matures on the policy anniversary at age 80 years next birthday1.
-
Guaranteed high coverage with accidental death benefit of up to 300% basic sum assured
Be prepared to care for your family when the going gets tough. Should accidental death occur, your loved ones will receive an additional percentage of the Basic Sum Assured payable in addition to the Death Benefit2,1.
-
Guaranteed premium rate that remains the same throughout your policy term
Enjoy the guaranteed premium rates which will remain the same throughout the premium payment term1.
-
Guaranteed standardised rate for all occupation classes, smokers and non-smokers
Get the standardised rate for all occupation classes, smokers and non-smokers1.
Let our Life Planning Advisor
assist you to
Request a call back
Thank you for your enquiry. Fill in your details below and a Life Planning Advisor will get back to you within 48 hours.
Call times are Monday-Friday between 8.30am and 5.15pm (except Public Holiday).
Understand the details before buying
1 Terms and conditions apply.
2 Additional accidental death benefit is applicable to the life assured at aged 45 to 80. Just 300% for 45-64 and 150% for 65-80.
GREAT Treasure Gift is a non-participating whole life plan that matures at age 80 years next birthday. Premiums are payable until maturity of the plan, upon death or upon termination, whichever occurs first. The premium rates are guaranteed and will remain the same throughout the premium payment term. However, the premium will be higher with higher coverage.
You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the total premium paid would be refunded to the policy owner. If you switch your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement.
The policy may not have the guaranteed minimum cash value on termination until after you have paid premiums for two years. If you surrender your policy early, you may get back less than the amount that you have paid. If you stop paying premiums before the end of the premium payment term, an automatic premium loan will be effected under your policy to pay future premiums so long as the cash value is more than the total indebtedness. The Company shall charge interest on the above loans at interest rates to be determined by the Company from time to time. The prevailing interest rate is available on the Company's official website. Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage.
The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of the benefits highlighted above are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.
The terms “Great Eastern Life” and “the Company” shall refer to Great Eastern Life Assurance (Malaysia) Berhad.
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Great Eastern Life Assurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Information correct as at 1 July 2024.