Personal Accident Insurance | Classic PA
Personal Accident Insurance | Classic PA
An innovative plan with comprehensive benefits
When unfortunate and unforeseen events strike, you’ll be glad you have the Classic PA which gives you 24-hour coverage against a wide range of events. In fact, accidents do happen and while we can’t protect you against accidents, we can cushion your financial responsibilities when accidents do come your way.
Key benefits
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Accidental Death or Permanent Disablement
Get a compesation up to RM500,000 for unfortunate events such as death or permanent disablement due to accident.
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Total Paralysis
Coverage up to 200% of Capiltal Sum Insured including renewal bonus (if any) if you are paralysed from the neck down and 150% if it from the waist down.
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Weekly Benefits
Enjoy a weekly benefit of Temporary Total or Partial Disablement for up to a maximum of 104 weeks due to accident happen that prevents you from attending to work, profession or business.
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Double Indemnity
Receive double the capital sum insured If you suffer accidental death while travelling as a fare-paying passenger in a duly licensed aircraft or sea-going liner. (Including renewal bonus, if any)
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Personal Liability
Cover yourself up to RM300,000 if you liable to pay a third party for accidental bodily injury or accidental property damage.
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Government Hospital Allowance
Get cash allowance for Rm50 per day up to 60 days if you are quired to stay in a government hospital for more than 24 hours.
Note: Please refer to the Policy Contract for the complete Benefits
How Classic PA works
Understand the details before buying
This policy does not cover death or injury caused by the following events
• War, terrorism, radiation or contamination by radioactivity, nuclear weapons material.
• HIV and/or HIV related illness including AIDS.
• Childbirth, pregnancy, miscarriage or any complications thereof.
• Pre-existing physical or medical conditions, physical or mental defects or infirmity.
• Self-inflicted injury and provoke murder or assault.
• Engaging in dangerous activities or sports such as skydiving, horse riding, motor sports rallies etc. whether professionally or semi-professionally.
The policy's age limit starts from 18 years to 65 years old. But we allow renewal up to 70 years old. You re eligible for the policy if your profession or occupation fails under the following classification:
Class 1
Persons whose occupation is generally sedentary in nature, that is, persons emgaged in professional, managerial, administrative and clerical positions.
Class 2
Persons engaged in wholesale or retail trade, sales, marketing or work of a supervisory nature and whose duties involved travelling in connection with his profession or business purposes but not involving manual labour or the use of tools and machinery
or expose to any special hazard.
Class 3
Persons either occasionally or generally engaged in manual work not of a particularly hazardous nature but involving the use of tools and machinery.
This material is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed important features and benefits of the plan before purchasing the plan. For further information, reference shall be made to the terms and conditions specified in the Policy Contract issued by GEGM.
The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.
Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.
Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).
Alternately, you may email us at gicare-my@greateasterngeneral.com