As part of Bank Negara Malaysia’s (BNM) ongoing efforts to ensure that all Insurance and Takaful industry players uphold their commitments and deliver services as outlined in their Customer Service Charter (CSC), both BNM and the Boards and Management Committees of the Associations (MTA/LIAM/PIAM) have approved the appointment of NielsenIQ Malaysia as the research agency to conduct the Customer Satisfaction Survey (CSS) 2024/25. Please visit our Announcement page for more information. 

Introducing the new digital claims service
Introducing the new digital claims service
Discover the GREAT stories from all walks of life
Sign up and enjoy guaranteed returns of up to 4.3% p.a.

Personal Accident Insurance | Great Shield Active

True value of life lies in securing essential protection.

An active lifestyle often invites unexpected mishaps. That's precisely why Great Shield Active is essential as your safeguard. Don't allow uncertainties to hinder your freedom to live life fully and be stress-free on medical bills with a coverage up to RM 1 million.

Email us
Product Summary View Product Brochure

Key benefits

  • Circle Image

    Accidental Death or Permanent Disablement

    Cover up to RM 1.38 million for unfortunate events such as death or permanent disablement due to accident (based on the Insured Person's age).
  • Circle Image

    Accidental Death or Permanent Disablement due to Terrorism

    Get compesation up to RM 1.38 million in case of accidental death or permanent disability due to Terrorism (excluded nuclear, chemical or biological terrorism).
  • Circle Image

    Medical Expenses Coverage

    Up to RM 5,000 reimbursement for the cost of medical treatment, surgical, accidental dental and hospital expenses.
  • Circle Image

    Motorcycling coverage

    Get covered up to RM 1.38 million againts accident which is due to motorcycling.
  • Circle Image

    Double and Triple Indemnity Benefits

    Receive double the capital sum insured for Accidental Death and triple for Total Permanent Disablement if it occurs on Public Conveyance or at Public Sport Event. (These benefits do not apply due to Terrorism event)  
  • Circle Image

    Renewal Bonus

    Enjoy additional 5% of your original Capital Sum Insured for each renewal, up to 100% if there is no claim made under the benefit of Permanent Disablement and/or Medical Expenses.

     

    Note: Please refer to the Policy Contract for the complete Benefits

How Great Shield Active works

Great Shield Active table Great Shield Active table Great Shield Active table Great Shield Active table Great Shield Active table

Understand the details before buying

Subject to the benefits and extensions applicable to this Policy, We will not pay the Benefits if the Injury is directly or indirectly caused by or resulted from or traceable to

1) General Exclusions :

•War, radiation or contamination by radioactivity, or nuclear weapons material.

•Suicide or insanity.

•HIV and/or HIV related illness including AIDS.

•Childbirth, pregnancy, miscarriage or any complications thereof.

•Pre-existing physical or medical conditions, physical or mental defects or infirmity.

•Self-inflicted injury and provoked murder or assault.

•Engaging in dangerous activities.

•Criminal or illegal activities.

•Nuclear, chemical or biological terrorism.

•Motorcycling, if Benefit 19 (Motorcycling Extension) is not included in your policy.

2) Excluded Occupations :

• Air Crew

• Professional Sportsperson

• Professional Diver

• Jockey

• Professional Entertainer

• Social Escort

• Explosive Handler/Maker

• Military & Law Enforcement Officer

• Fire Fighter

• Sailor

• Acrobat

• Bodyguard

• Debt Collector

• Demolition Worker

• Quarry Worker

• Steeplejack

• Sawyer

• Security Guard

• Woodworking Machinist

• Heavy Commercial Vehicle Driver

• Oil Rig Worker

• Underground/Mining Worker

• Timber Logger/Worker

• Plantation/Estate Worker (other than owner)

• Construction Worker

3) Occupation Classification :

•Class 1 & 2

Persons whose occupation is generally sedentary in nature, that is, persons engaged in professional, managerial, administrative, clerical positions or persons engaged in wholesale or retail trade, sales, marketing or work of a supervisory nature and whose duties involve travelling in connection with his or her profession or business

purposes but not involving manual labour or the use of tools and machinery or exposure to any special hazard.

•Class 3

Persons either occasionally or generally engaged in manual work not of a particularly hazardous nature but involving the use of tools and machinery.

Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.

The Insured Person must be aged not less than thirty (30) days up to the age of seventy (70) years. Renewal is available up to hundred (100) years old, subject to GEGM’s satisfaction of the Insured Person’s state of health.

This page is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed imporant features and benefits of the plan before purchasing the plan. For further information, reference shall be made to terms and conditions specified in the Policy Contract issued by GEGM.

The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.

Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.

Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).

Alternately, you may email us at gicare-my@greateasterngeneral.com.