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Other Insurance | Food Stall Insurance

Your all-in-one food stall protection plan.

Keep your food stall running smoothly with our all-in-one protection plan. We cover your stall, contents, and staff in case of unexpected events like theft, accidents, or public liability claims. Get peace of mind knowing your business is protected so you can focus on what you do best.

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Key benefits

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    Employer's Liability

    Receive a compesation up to RM500,000 if any of your employee sustain injury or disease arising out of and in the course of their employment with you in your business premises
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    Personal Accident to Employees

    Your employees (maximum of two employees) will get covered if they suffer from bodily injury caused by accident at your business premises during operating hours.
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    Public Liability

    Compensation up to RM100,000 in the event of accidental bodily injury or death of another person, and/or loss or damage to another person's material property occurring within your stall .
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    Your Contents

    Get cover up to RM10,000  for loss or damage to the contents in your business premises which caused by specific perils.
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    Inconvenience Allowance

    We will pay daily allowance of RM100 up to 30 days max, if your contents are destroyed or damaged due to the perils which resulting your stall to be temporarily closed.
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    Theft, Armed Robbery or Hold-Up

    Coverage up to RM1,000 for loss or damage to contents of your stall caused by armed robbery, hold-up or theft accompanied with actual forcible and violent breaking, into or out of your premises.

     

    Note: Please refer to the Policy Contract for the complete Benefits

How Food Stall Insurance works

Food Stall Insurance table

Understand the details before buying

1) This Policy does not cover loss/damaged incident caused by the following events:

    •Radioactive Contamination

    •War Risks

    •Acts of Terrorism

    •Asbestosis Risks

    •Cheating and/or Criminal Breach of Trust

    •Acts of Authorities

    •Existing Damage

    •Employee’s intentional self-injury, suicide or attempted suicide while sane or insane

    •Employee’s disease or sickness of any kind including HIV or AIDS

    •Employee taking part in any criminal activities

2) Insured Perils in Benefit 3, for loss or damage to your contents in your business premises directly caused by any of the following perils below:

a) Fire, Lightning, Thunderbolt or Subterranean Fire

b) Explosion

c) Aircraft and other aerial devices and/or articles dropped therefrom

d) Impact Damage caused by any animal or road vehicle

e) Bursting or overflowing of domestic tanks, apparatus or pipes

But We will not pay for:

    • loss or damage occurring while your business premises have been left unoccupied.

    • loss or damage by water discharged or leaking from an installation of automatic sprinklers

f) Earthquake and Volcanic Eruption

g) Hurricane, Cyclone, Typhoon, Windstorm & Flood (But we will not pay for loss or damage caused by subsidence and landslip)

h) Riot, Civil Commotion not amounting to a popular rising, Strike or Labour Disturbance

i) Vandalism or Malicious Acts

j) Falling Trees or Branches

k) Accidental discharge or escape of water from an installation of automatic sprinklers

But We will not pay for any loss or damage occasioned by or in consequence of the automatic sprinkler installation being either repaired, removed or extended.

The Insured Person must fulfill the following eligibility requirements:

a) Eligible merchant with food stall duly licensed by the local authorities to conduct its business.

b) An Boost Credit platform user as declared by the Policyholder to the Company.

This page is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed imporant features and benefits of the plan before purchasing the plan. For further information, reference shall be made to terms and conditions specified in the Policy Contract issued by GEGM.

The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.

Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.

Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).

Alternately, you may email us at gicare-my@greateasterngeneral.com.